Which car for my wife?

In reply to John Welsh :

Both our businesses are solo owners, so everything rolls down to us.  Never had an issue with buying the cars and having them under a regular personal auto policy...

Steve_Jones & Docwyte  - Thanks for the clarification on how the depreciation works there.   I didn't realize that.  All I could find info on was the 179 single year deduction.  I haven't been in business long enough to purchase a new vehicle yet, so it was going to be a bit before I bothered my accountant with it.

In reply to docwyte :

Have you had a claim in either case? 

It's been a long time since I've been a licensed claim rep. But there are tons of exclusions/gotcha in personal policies vs commercial policies.

Interesting thread title.  My first thought was how will we know what car to offer to swap for your wife unless you post a picture....