In reply to z31maniac :
I think the annual odometer check is the most likely way for this to work out. I already do this for some of my cars that are insured as low annual mileage, the insurance company occasionally asks for the current reading but not proof. It's the easiest way to do a road usage charge as (almost) every vehicle on the road is already equipped.
In reply to Keith Tanner :
No grocery memberships either. No drug store memberships, nor Walmart. I've never needed one because the cashiers have memberships and they are always more than happy to run their own card. Seriously, if it is a retail anything that requires an address and a phone number to sign up for, I don't. I do have a business membership with Sam's at my business address and business phone number.
Subway wasn't delivering. My youngest was picking it up. They didn't need to know where I live. They already knew which Subway was local to me because I had already told them that. I just needed to look at the menu. No order, no delivery, just reading the menu. Their requirement cost them a sale and it will cost them all future sales from me. When there are 5 different sub-shops within 4 miles of me and they all pretty much taste the same, I don't have to participate in their data mining. So I don't.
I don't log into websites with FB or Google and unless I'm actively buying something, I don't log into websites. If your site requires it for browsing, I won't visit it. I also don't allow cookies. If I am logging in, I use a junk Gmail address that is tied to nothing. It is the same junk email address that Google uses for my phone and Grassroots Motorsports uses for the forum. When I do Google searches on my phone I have to specify the city because my phone thinks I live in Charlotte.
Again, while I understand that most of the big guys already have my info, I'm not going to make it easier for all the small fish to get it. Nor do I want the big guys to know where I am all the time. I don't need junk mail or email from every gas station, grocery store, pharmacy, or retail establishment under the sun. I don't want Chick-fil-a to let me know I'm right around the corner from them at lunchtime, or the gas station to send me a notification that I might need gas since I'm passing one of their stations.
There is a section of I77 in the Charlotte area that is a toll road.
I am waiting for the speeding tickets to start appearing in the mail box.
Distance / speed = MPH
Large money source
FWIW
In reply to RacingComputers :
A savvy attorney would easily get you out of that ticket.
As Hank Jr says, "Send Lawyers guns and money"
In reply to RacingComputers :
I did not know there was a Hank William Jr version. which is pretty good. But I'm more favorable to the Warren Zevon original. But, either way, a great song!
...the E36 M3 has hit the fan!
I think an annual mileage check with car registration would be fine. Same for auto insurance.
The Allstate app has saved me about $2/quarter for never using my phone, driving above 80mph or slamming on my brakes while driving. Not exactly the savings I had in mind.
In reply to OHSCrifle :
I use Allstate for my motorcycles. The app is basically required to do anything on my phone. It defaults the tracking setting to on.
Absolutely not.
Lots of tin foil hats here, I can't say I agree.
First, data recording has been in cars for about 20 years. As with all of those insurance programs, you have to agree to it. It is not a requirement to participate. The event data recorder in a car functions very much like a black box. It is not actually recording and locking data in unless it senses an event. When it does, it only locks in things such as speed, throttle input, steering angle, etc. It does not report on location, time, use of phone, etc. That data cannot be released without the owner's permission.
As has been pointed out in this thread, if you use anything electronic, your data is being captured anyway. Credit cards, club memberships, discount cards, cell phones, you name it. I am a huge fan of the discount club at my grocery store. They routinely send me coupons for things I buy all the time. Saves me a ton of money. I also use the Google timeline data, because I think it's cool to see how far I traveled and all the different places I've been. I use a credit card for basically every single purchase, I almost never carry cash. I'd much rather get the bonus rewards from my credit card. Even with all of those things for many years now, I have yet to see an unmarked van sitting outside of my driveway. In fact, I am an extremely private person. I have yet to see any invasion on my privacy with anything electronic I do.
SKJSS (formerly Klayfish) said:Lots of tin foil hats here, I can't say I agree.
First, data recording has been in cars for about 20 years. As with all of those insurance programs, you have to agree to it. It is not a requirement to participate. The event data recorder in a car functions very much like a black box. It is not actually recording and locking data in unless it senses an event. When it does, it only locks in things such as speed, throttle input, steering angle, etc. It does not report on location, time, use of phone, etc. That data cannot be released without the owner's permission.
As has been pointed out in this thread, if you use anything electronic, your data is being captured anyway. Credit cards, club memberships, discount cards, cell phones, you name it. I am a huge fan of the discount club at my grocery store. They routinely send me coupons for things I buy all the time. Saves me a ton of money. I also use the Google timeline data, because I think it's cool to see how far I traveled and all the different places I've been. I use a credit card for basically every single purchase, I almost never carry cash. I'd much rather get the bonus rewards from my credit card. Even with all of those things for many years now, I have yet to see an unmarked van sitting outside of my driveway. In fact, I am an extremely private person. I have yet to see any invasion on my privacy with anything electronic I do.
We do this as well. The only things we don't have on the credit card are things they will not let us. The two car payments and the mortgage. Everything else, all utilities, gas, food, booze, entertainment, hell even parking downtown now basically all lots have a way to pay electronically.
spandak said:In reply to OHSCrifle :
I use Allstate for my motorcycles. The app is basically required to do anything on my phone. It defaults the tracking setting to on.
Absolutely not.
Yep. I don't really mind IF it'll yield a discount but after two years of driving with deliberate care to stay under 80 and being easy on the brakes, and only about one "phone use" event while driving (on average) per month...
I'm not impressed with the actual discount given relative to the amount "suggested".
basic data recording has been around for decades. At my company we just call it "trip data" - things like basic speed and load bucketing, fuel use, maximum engine speeds, etc. It's used some for warranty stuff, but more frequently it is used to engineer the next generation of products because it gives us a better idea of how the product is being used.
I know when I worked for BMW, we would have stick shift cars come in with engine damage, blown up clutches, etc, asking for warranty repair. the "maximum recorded engine speed" would often show crazy numbers - missed shifts are not warrantable. This was nearly 20 years ago now. Highest I ever saw was a tick over 16000 rpm.
My main gripe with it is location tracking and insurance driver profiling stuff, and some of the anti-tampering features. Stuff most people don't care about anymore, but as someone who enjoys occasional enthusiastic driving, likes modifying vehicles, and who has had run ins with stalker exes who figured out how to find the vehicle's location, I still care about it maybe more than I should. Yes, the Onstar module in my suburban has been removed. *adjusts tinfoil hat*
SKJSS (formerly Klayfish) said:Lots of tin foil hats here, I can't say I agree.
First, data recording has been in cars for about 20 years. As with all of those insurance programs, you have to agree to it. It is not a requirement to participate. The event data recorder in a car functions very much like a black box. It is not actually recording and locking data in unless it senses an event. When it does, it only locks in things such as speed, throttle input, steering angle, etc. It does not report on location, time, use of phone, etc. That data cannot be released without the owner's permission.
As has been pointed out in this thread, if you use anything electronic, your data is being captured anyway. Credit cards, club memberships, discount cards, cell phones, you name it. I am a huge fan of the discount club at my grocery store. They routinely send me coupons for things I buy all the time. Saves me a ton of money. I also use the Google timeline data, because I think it's cool to see how far I traveled and all the different places I've been. I use a credit card for basically every single purchase, I almost never carry cash. I'd much rather get the bonus rewards from my credit card. Even with all of those things for many years now, I have yet to see an unmarked van sitting outside of my driveway. In fact, I am an extremely private person. I have yet to see any invasion on my privacy with anything electronic I do.
That's great and all but there are legal provisions in place, namely the Fourth Amendment, to protect an individuals privacy. This could considered an act of surveillance and depending on how the data is stored, shared, or utilized, could be a serious legal issue that the ACLU, EFF, or other entities would love to get involved with.
DirtyBird222 said:SKJSS (formerly Klayfish) said:Lots of tin foil hats here, I can't say I agree.
First, data recording has been in cars for about 20 years. As with all of those insurance programs, you have to agree to it. It is not a requirement to participate. The event data recorder in a car functions very much like a black box. It is not actually recording and locking data in unless it senses an event. When it does, it only locks in things such as speed, throttle input, steering angle, etc. It does not report on location, time, use of phone, etc. That data cannot be released without the owner's permission.
As has been pointed out in this thread, if you use anything electronic, your data is being captured anyway. Credit cards, club memberships, discount cards, cell phones, you name it. I am a huge fan of the discount club at my grocery store. They routinely send me coupons for things I buy all the time. Saves me a ton of money. I also use the Google timeline data, because I think it's cool to see how far I traveled and all the different places I've been. I use a credit card for basically every single purchase, I almost never carry cash. I'd much rather get the bonus rewards from my credit card. Even with all of those things for many years now, I have yet to see an unmarked van sitting outside of my driveway. In fact, I am an extremely private person. I have yet to see any invasion on my privacy with anything electronic I do.
That's great and all but there are legal provisions in place, namely the Fourth Amendment, to protect an individuals privacy. This could considered an act of surveillance and depending on how the data is stored, shared, or utilized, could be a serious legal issue that the ACLU, EFF, or other entities would love to get involved with.
https://www.forbes.com/sites/marinamedvin/2019/01/08/your-vehicle-black-box-a-witness-against-you-in-court-2/?sh=7c6552a231c5
The police can get it with a warrant apparently, and without a warrant in some cases.
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