In reply to Steve_Jones :
I'm well aware, thank you. My point was like any other trend over time (house prices, business cycles, heck skinny jeans vs. actual good jeans), it swings back and forth. A few years ago they'd finance a drunk jobless 13 year old grandfather at 2%. It seems like with rates staying higher for longer, we may be returning to a rationale market, or even dare I say it, a buyer's market after the excesses of COVID pricing....it starts on these old edge cases and marches slowly towards the prime market.
Makes me wonder if the ballon pops whether a bunch of speculators in the aircooled 911/classic ferrari/etc. market and similar older but good sportscars are going to get slaughtered ala the early 90s crash and the muscle car crash a decade or so ago.